5 Terms and Conditions you Need Why buying a House 温哥华买房的5大条款 （买房合约）
In nowadays, inventories are up, it might be a good time for home buyers to purchase their dream home now. Let’s take a look at the Big 5 terms and condition on the contract:
#1
Subject to satisfactory financing being made available to the Buyer by ____________,
This condition is for the sole benefit of the Buyer.
Why?: This clause is subject to Finance if the buyer’s lender doesn’t lend money to the buyer, the contract will be terminated. 可以把这个理解成借钱条款， 如果买家在银行借不到钱， 这个合约将会无效。 这个条款是保护买家的。 避免了卖家强买强买。
#2
Subject to the Buyer on or before _________________ obtaining and approving the copy of the title search results against the presence of any charge or other feature, whether registered or not, that reasonably may adversely affect the property’s use or value. If this condition is waived or declared fulfilled, the attached copy of the title search result will be incorporated into and form part of this contract and the Buyer acknowledges and accepts, despite any other provision in this contract, that upon completion the Buyer will receive title containing any non-financial charge set out in the copy of the title search results that is attached to and forms part of this contract. The Seller agrees to provide to the Buyer, at the Seller’s expense, a copy of the latest title search and all relevant documents
This condition is for the sole benefit of the Buyer.
Subject to the Buyer on or before _________________ obtaining and approving the copy of the title search results against the presence of any charge or other feature, whether registered or not, that reasonably may adversely affect the property’s use or value. If this condition is waived or declared fulfilled, the attached copy of the title search result will be incorporated into and form part of this contract and the Buyer acknowledges and accepts, despite any other provision in this contract, that upon completion the Buyer will receive title containing any non-financial charge set out in the copy of the title search results that is attached to and forms part of this contract. The Seller agrees to provide to the Buyer, at the Seller’s expense, a copy of the latest title search and all relevant documents
This condition is for the sole benefit of the Buyer.
Why?: This clause is subject to Title Search, the seller’s name (owner’s name) must be match with the title. 房屋买家要查卖家的房产证， 证实卖家是同一个人。
#3
Subject to the Buyer on or before ____________ approving the Property Disclosure Statement with respect to the information that reasonably may adversely affect the use or value of the property.
This condition is for the sole benefit of the Buyer. If approved, such statement will be incorporated into and form part of this contract.
Subject to the Buyer on or before ____________ approving the Property Disclosure Statement with respect to the information that reasonably may adversely affect the use or value of the property.
This condition is for the sole benefit of the Buyer. If approved, such statement will be incorporated into and form part of this contract.
Why?: to find out more property’s history – can be formed as part of the contract. 房屋买家要查卖家物业的历史， 要卖家透露房屋有什么不妥， 例如， 油罐， 土地有没有被污染等等。。。
#4
This offer is subject to the Buyer obtaining approval for fire/property insurance, satisfactory to the Buyer, by ____________.
This condition is for the sole benefit of the Buyer.
This offer is subject to the Buyer obtaining approval for fire/property insurance, satisfactory to the Buyer, by ____________.
This condition is for the sole benefit of the Buyer.
Why? This clause is subject to Insurance, some properties have very bad history, the insurance company put them onto the blacklist, if you buying a home without having insurance on, you are putting yourself into a risky position. 房屋买家一定要查看房屋保险，某些房屋过往有不好的历史，导致保险公司不接受投保或放它们在黑名单里面，如果买一个房子而不受任何保险公司保护， 这个房子一定有问题。
#5
Subject to the Buyer, on or before ___________ _, at the Buyer’s expense, obtaining and approving an inspection report from a licensed home inspector, against any defects which reasonably may adversely affect the property’s use or value. This condition is for the sole benefit of the Buyer. The Seller will allow access to the property for this purpose on reasonable notice.
Subject to the Buyer, on or before ___________ _, at the Buyer’s expense, obtaining and approving an inspection report from a licensed home inspector, against any defects which reasonably may adversely affect the property’s use or value. This condition is for the sole benefit of the Buyer. The Seller will allow access to the property for this purpose on reasonable notice.
Why? This clause is subject to Inspection, very very important, especially to old houses, inspect it first. 最重要的环节， 验房。 管道， 布线， 泥土，漏水等等， 很多弊端无法用肉眼就能够看到。 一定一定要找专业验房师去验房。
